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You and Your Money

September 2010 Archives

SMALL BUSINESS FINANCE: Go Green and Save Green

SMALL BUSINESS FINANCE: Go Green and Save Green

It's all the rage to talk about green cities, green businesses, and green policies. It makes sense in the big picture to take care of the planet we're on. But what does "going green" really mean to the average small business owner? continue reading »

PERSONAL FINANCE: How Much Credit Can You Afford?

PERSONAL FINANCE: How Much Credit Can You Afford?

Before making the decision to add more debt, you need to make sure that you: Allocate sufficient money for your essentials. Borrow only for items that you need and can afford. Borrow only if you're spending less each month than you take home. 1. Start with your monthly take-home pay. continue reading »

PERSONAL FINANCE: Nine Ways You Can Afford College

PERSONAL FINANCE: Nine Ways You Can Afford College

If you are planning to attend college in the near future, the recent national recession has made the task of paying for a college education even more daunting. One or more of your parents may have been laid off from a job and dipped into savings intended for college. Parents of students attending college or prospective college students have every right to be concerned. But you should also know that even with dire economic news, there are lots of ways to afford a college education. continue reading »

PERSONAL FINANCE: Tips On Credit Card Debt

Medical emergencies, job losses from regular work and many other external factors may put in a situation of debt. More than once, the debt is the result of poor financial management, where a person spends beyond its normal means. Simple suggestions listed below can help get out of debt is credit card. continue reading »

SMALL BUSINESS FINANCE: IRS- Tax-Exempt Organizations Could Claim Health Care Tax Credit

The Internal Revenue Service today released a draft version of the form that small businesses and tax-exempt organizations will use to calculate the small business health care tax credit when they file income tax returns next year. The IRS also announced how eligible tax-exempt organizations –– which do not generally file income tax returns –– will claim the credit during the 2011 filing season. continue reading »