You and Your Money
Complete Archives
PERSONAL FINANCE: Teaching Children About Money : Your Kids vs. Your Wallet
November 5, 2010 | by Chemain Evans
How many times have you wondered whether your children think money does indeed grow on trees? It probably seems like every time you turn around your wallet is being attacked by the "gimme's". continue reading »
PERSONAL FINANCE: How to Choose Your Personal Finance Software
October 21, 2010 | by USAToday
Using a computer to track spending and investments used to mean just choosing software and getting started. It's not that simple anymore. People are now wondering if it’s possible to bypass using personal software altogether and instead use continue reading »
Hang Onto Your Money with CRL’s Guide to Better Banking
October 19, 2010 | by Center for Responsible Lending
When you open an account at a bank or credit union you should be able to trust that— aside from a fair administration fee—your money will be there when you need it. continue reading »
PERSONAL FINANCE: Saving Money On Transportation Costs
October 7, 2010 | by Chemain Evans
It seems like we're always on the go these days. Whether traveling across the country (or the world) or across town, there are ways that you can get more travel out of your transportation dollars. continue reading »
SMALL BUSINESS FINANCE: Go Green and Save Green
September 30, 2010 | by Karen Kobelski
It's all the rage to talk about green cities, green businesses, and green policies. It makes sense in the big picture to take care of the planet we're on. But what does "going green" really mean to the average small business owner? continue reading »
PERSONAL FINANCE: How Much Credit Can You Afford?
September 21, 2010 | by How Much Credit can you Afford?
Before making the decision to add more debt, you need to make sure that you: Allocate sufficient money for your essentials. Borrow only for items that you need and can afford. Borrow only if you're spending less each month than you take home. 1. Start with your monthly take-home pay. continue reading »
PERSONAL FINANCE: Nine Ways You Can Afford College
September 17, 2010 | by Floyd Saunders
If you are planning to attend college in the near future, the recent national recession has made the task of paying for a college education even more daunting. One or more of your parents may have been laid off from a job and dipped into savings intended for college. Parents of students attending college or prospective college students have every right to be concerned. But you should also know that even with dire economic news, there are lots of ways to afford a college education. continue reading »
PERSONAL FINANCE: Tips On Credit Card Debt
September 13, 2010 | by HS News Staff
Medical emergencies, job losses from regular work and many other external factors may put in a situation of debt. More than once, the debt is the result of poor financial management, where a person spends beyond its normal means. Simple suggestions listed below can help get out of debt is credit card. continue reading »
SMALL BUSINESS FINANCE: IRS- Tax-Exempt Organizations Could Claim Health Care Tax Credit
September 7, 2010 | by HS News Staff
The Internal Revenue Service today released a draft version of the form that small businesses and tax-exempt organizations will use to calculate the small business health care tax credit when they file income tax returns next year. The IRS also announced how eligible tax-exempt organizations –– which do not generally file income tax returns –– will claim the credit during the 2011 filing season. continue reading »
SMALL BUSINESS FINANCE: Obtaining a Business Credit Card without Personal Guarantees
August 17, 2010 | by HS News Staff
If you are a small business owner, you must be familiar with the difficulty in getting a business credit card without personal guarantee. You may want your business to grow rapidly, but the real fact is that it is really hard to ensure this growth when you neither have any reliable partners continue reading »
PERSONAL FINANCE: What You Need To Known about Car Financing
August 4, 2010 | by Graham
There are three main types of motor finance deals available. So that you can find the right deal for your needs here is a brief explanation of the options available. continue reading »
SMALL BUSINESS FINANCE: Merchant Accounts It’s Time to Take Your Business to the Next Level
July 23, 2010 | by Andrew Kilmeade
If your business has yet to set up a merchant account to process credit card payments then you are missing out on a whole world of potential customers. People expect to be able to pay with their credit or debit cards and if your business can't process them they will find someone who can. continue reading »
PERSONAL FINANCE: How Do I Calculate Finance Charges?
July 13, 2010 | by Peter Kenny
Having some knowledge of how to calculate finance charges is always a good thing. Most lenders, as you know, will do this for you, but it can helpful to be able to check the math yourself. continue reading »
Tax Preparers: Free Workshops on New IRS Rules Effecting You
July 9, 2010 | by HIspanic PR Wire
Tax Preparers now have free resources and workshops for them to obtain the facts about new IRS rules effecting them directly, available in English and Spanish. continue reading »
PERSONAL FINANCE: Understanding Life Insurance
July 6, 2010 | by WH Pfeifer
Life insurance varies with the various people seeking it. It depends on a number of factors such as dependents, level of income as well as the saving capability you have. continue reading »
