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You and Your Money

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PEW STUDY: Latinos Express Growing Confidence In Personal Finances, Nation’s Direction

PEW STUDY: Latinos Express Growing Confidence In Personal Finances, Nation’s Direction

Hispanics have grown more satisfied with the nation's direction and more confident in their finances since 2011, according to a new survey from the Pew Hispanic Center, a project of the Pew Research Center. continue reading »

U.S. Hispanic Business Owners: Cut Back Now, Grow Later

New PNC Bank survey finds family essential for support, but not financing - Nine out of 10 Hispanic business owners are optimistic about their prospects over the next two years but concerns a continue reading »

What You Should Know Before Buying Life Insurance

Three in 10 American households are uninsured and half say they need more life insurance, according to the LIFE Foundation, a nonprofit organization that works to educate people about the importance insurance in protecting their financial futures. continue reading »

Many Hispanic Families Leaving Themselves Financially Unprotected Should the Unexpected Happen

Study indicates that while the majority of Hispanics believe they personally need life insurance, other financial priorities are winning out - A recent study indicates that Hispanics, more than the general continue reading »

Importing a Motor Vehicle

Imported motor vehicles are subject to safety standards under the Motor Vehicle Safety Act of 1966, revised under the Imported Vehicle Safety Compliance Act of 1988; to bumper standards under the Motor Vehicle Information and Cost Savings Act of 1972, continue reading »

5 Tips for Teaching Teens About Money - Mark Hansen

5 Tips for Teaching Teens About Money - Mark Hansen

As children blossom into young men and women, most insist on planning and running their own lives. Parents worry about all the basic essentials for their kids’ independent living, like housing, eating properly, staying warm, being careful at night and more. continue reading »

More Research Needed to Determine Costs and Benefits of Payday Loans, Report Finds

The United States Hispanic Chamber of Commerce (USHCC) today released a report on the consumer and social impact of payday loans, underscoring the need for additional research to inform policymakers a continue reading »

SBA Seeks Applications from Investment Fund Managers For Its New Early Stage Capital Program

SBA Seeks Applications from Investment Fund Managers For Its New Early Stage Capital Program

The U.S. Small Business Administration is inviting experienced early stage investment fund managers to apply for licensing as Early Stage Innovation Funds as part of SBA’s Small Business Investment Company capital investment program. continue reading »

Last-Minute Tax Return Filers: Avoid Common Errors

The Internal Revenue Service today reminded taxpayers to review their tax returns for common errors that could delay the processing of their returns. Here are some ways to avoid common mistakes. continue reading »

Treasury Announces $154M Increase in Small Business Lending in Illinois Banks

Yesterday, the U.S. Department of the Treasury released a report showing that Illinois banks have increased their small business lending by $154.3 million since receiving capital through Small Business Lending Fund (SBLF). continue reading »

Latinos and African Americans Dipping into their 401(k) More than Others to Survive

Latinos and African Americans Dipping into their 401(k) More than Others to Survive

According to a report by USA Today, Money, Latinos and African Americans dipped into their 401(k) retirement accounts at a higher rate than other demographic. continue reading »

IRS YouTube Videos Offer Last-Minute Help for Taxpayers

The Internal Revenue Service reminds taxpayers that IRS YouTube videos can help them with their taxes before the April 17, 2012, deadline. The IRS channels offer information on a variety of the most frequently asked taxpayer questions at this time of year. continue reading »

OMG! 20-Somethings Stressed by $45,000 in Average Debt

Combine Tech Tools, 'Safety Net' and Time to Increase Savings to Recover, PNC Advises. Twenty-somethings' mounting debt is taking its toll, as 60 percent of the generation who grew up a continue reading »

IRS Has $1 Billion for People Who Have Not Filed a 2008 Income Tax Return

Refunds totaling more than $1 billion may be waiting for one million people who did not file a federal income tax return for 2008, the Internal Revenue Service ann continue reading »

Six Questions to Ask When Shopping for Homeowners Insurance

Know What You Need Coverage for Before Buying or Renewing a Policy. Being an informed consumer means not only reading your homeowners insurance policy closely but also continue reading »