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You and Your Money

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Viral Video Reveals the Extent of U.S. Wealth Inequality

Viral Video Reveals the Extent of U.S. Wealth Inequality

The wealth inequality issue in the United States is well-known, but most Americans are not fully aware of it's extent. This video, which started going viral after being posted on Reddit reflects the facts as seen from many different sources. continue reading »

STUDY:  Latinos are Optimistic About Families’ Financial Future

STUDY:  Latinos are Optimistic About Families’ Financial Future

Eight in ten Hispanics expect their family’s financial situation to improve over the next four years compared to only 68 percent of the general public, according to a new Ipsos Public Affairs continue reading »

President Warns Economy, Nat’l Security Will Suffer with Spending Cuts

President Warns Economy, Nat’l Security Will Suffer with Spending Cuts

President Barack Obama said Tuesday that the U.S. economy and national security will suffer if a set of automatic spending cuts takes effect later this week. continue reading »

No Saturday Mail Will Save U.S. Postal $2 Billion, While Lance Armstrong May Owe Them $32 Million

No Saturday Mail Will Save U.S. Postal $2 Billion, While Lance Armstrong May Owe Them $32 Million

Effective August 5, 2013 the U.S. Postal Service (USPS) will stop its Saturday delivery of letters and other first-class mail in a bid to save $2 billion dollars annually. continue reading »

Expert Offers 3 Tips for Baby Boomers

Expert Offers 3 Tips for Baby Boomers

The economy may be recovering, but some of the changes wrought by the Great Recession may be long-lasting. Anyone planning for retirement, no matter what their age, needs to take those changes into account continue reading »

Free Tax Return Preparation—See If You Qualify

Free Tax Return Preparation—See If You Qualify

Do you need help preparing your tax return? Learn about the IRS Volunteer Income Tax Assistance (VITA) and Tax Counseling for the Elderly (TCE) programs.VITA Program: If you make $51,000 or less, IRS-certified volunteers continue reading »

Branding Tips for Women Entrepreneurs

Branding Tips for Women Entrepreneurs

The more of your own unique qualities you can build into your brand, the better off your business will be. Entrepreneurs have always focused on building the brand names of their companie continue reading »

Apple Stock Drops 11 Percent After Disappointing Investors

Apple Stock Drops 11 Percent After Disappointing Investors

Shares of tech giant Apple fell sharply Thursday after the company reported record sales and profits for its 13-week fiscal 2013 first quarter that still managed to disappoint investors. continue reading »

New Mortgage Rules Improves Protections for Minority Homebuyers

New Mortgage Rules Improves Protections for Minority Homebuyers

Earlier this week the Consumer Financial Protection Bureau (CFPB) issued guidelines for their Qualified Mortgage (QM) regulation, which requires lenders to ensure that borrowers are able to repay loans. continue reading »

STUDY:  Wage Gap Exists In States with Large Latina Workforces

STUDY:  Wage Gap Exists In States with Large Latina Workforces

In the 20 states with the largest number of Latinas who work full time, year round, the wage gap ranges from 51 and 68 cents for every dollar paid to men in those states. continue reading »

December Unemployment Rate Unchanged at 7.8%, Hispanic Unemployment Steady at 9.6%

December Unemployment Rate Unchanged at 7.8%, Hispanic Unemployment Steady at 9.6%

The December jobless rate according to the Bureau for Labor Statistics remained at 7.8 percent, same as November. The economy added 155,000 new jobs in the month. While November’s unemployment rate was revised slightly higher from the 7.7 percent initially reported. continue reading »

Tips for Year-of-End Charitable Giving

Tips for Year-of-End Charitable Giving

As 2012 comes to a close, individuals and businesses need to remember some key tax provisions for making contributions to charity. The IRS offers these reminders for year-end giving: continue reading »

JUST IN:  Unemployment Rate Hits a 4-Year Low, Falls to 350,000

JUST IN:  Unemployment Rate Hits a 4-Year Low, Falls to 350,000

In the week ending December 22, the advance figure for seasonally adjusted initial claims was 350,000, a decrease of 12,000 from the previous week's revised figure of 362,000. The 4-week moving average was 356,750, a decrease of 11,250 from the previous week's revised average of 368,000. continue reading »

POLL:  With or Without ‘Fiscal Cliff’ Most Americans Expect Recession in 2013

POLL:  With or Without ‘Fiscal Cliff’ Most Americans Expect Recession in 2013

Most voters nationwide expect a recession in 2013 regardless of whether a deal is reached to avoid the so-called “fiscal cliff.” continue reading »

Los Angeles Mayor Villaraigosa Joins ‘Fix the Debt’ Steering Committee

Los Angeles Mayor Villaraigosa Joins ‘Fix the Debt’ Steering Committee

Today, Los Angeles Mayor Antonio Villaraigosa joined the Campaign to Fix the Debt Steering Committee. As a former president of the U.S. Conference of Mayors and the chairman of the 2012 Democratic National Convention continue reading »