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You and Your Money

Latinos and African Americans Dipping into their 401(k) More than Others to Survive

Latinos and African Americans Dipping into their 401(k) More than Others to Survive

According to a report by USA Today, Money, Latinos and African Americans dipped into their 401(k) retirement accounts at a higher rate than other demographic. continue reading »

IRS YouTube Videos Offer Last-Minute Help for Taxpayers

The Internal Revenue Service reminds taxpayers that IRS YouTube videos can help them with their taxes before the April 17, 2012, deadline. The IRS channels offer information on a variety of the most frequently asked taxpayer questions at this time of year. continue reading »

OMG! 20-Somethings Stressed by $45,000 in Average Debt

Combine Tech Tools, 'Safety Net' and Time to Increase Savings to Recover, PNC Advises. Twenty-somethings' mounting debt is taking its toll, as 60 percent of the generation who grew up a continue reading »

IRS Has $1 Billion for People Who Have Not Filed a 2008 Income Tax Return

Refunds totaling more than $1 billion may be waiting for one million people who did not file a federal income tax return for 2008, the Internal Revenue Service ann continue reading »

Six Questions to Ask When Shopping for Homeowners Insurance

Know What You Need Coverage for Before Buying or Renewing a Policy. Being an informed consumer means not only reading your homeowners insurance policy closely but also continue reading »

What’s Your FICO Score? Now You Can Find Out on MyFICO.com

What’s Your FICO Score? Now You Can Find Out on MyFICO.com

FICO has announced the launch of MyFICO.com en Español. For the first time ever, the more than 34 million native Spanish-speakers in the U.S. and Puerto Rico can now access personal credit reports, credit report analysis, their FICO Score and FICO Score analysis in Spanish. continue reading »

SMALL BUSINESS FINANCE: 7 Money-Saving Year-End Tax Tips

SMALL BUSINESS FINANCE: 7 Money-Saving Year-End Tax Tips

Although tax season is still a few weeks away, now is the time to take advantage of a basket of tax opportunities that can help your small business reduce its tax liability and save money come April 2012. continue reading »

SMALL BUSINESS FINANCE: SBA Kicks Off Young Entrepreneur Series

SMALL BUSINESS FINANCE: SBA Kicks Off Young Entrepreneur Series

Five-city tour offers young people advice and tools to start and grow businesses. The White House and the U.S. Small Business Administration announced today the launch of the Young Entrepreneur Series (YES) continue reading »

SMALL BUSINESS FINANCE: SBA’s Growth Capital Program Sets New Records

$2.59 Billion in Financing for Small Businesses in FY11. The U.S. Small Business Administration’s Small Business Investment Company (SBIC) program provided a record $2.59 billion in fiscal year 2011 to small businesses, a 63 percent increase over last year’s $1.59 billion. continue reading »

Puerto Rican Oscar Quiles Named Minority Small Business Person of the Year

Puerto Rican Oscar Quiles Named Minority Small Business Person of the Year

Oscar Quiles, president of Pentaq Manufacturing Corp., of Sabana Grande, PR, was named the National Minority Small Business Person of the Year by the U.S. Small Business Administration durin continue reading »