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HS News on Personal Finance

More Research Needed to Determine Costs and Benefits of Payday Loans, Report Finds

The United States Hispanic Chamber of Commerce (USHCC) today released a report on the consumer and social impact of payday loans, underscoring the need for additional research to inform policymakers a continue reading »

SBA Seeks Applications from Investment Fund Managers For Its New Early Stage Capital Program

The U.S. Small Business Administration is inviting experienced early stage investment fund managers to apply for licensing as Early Stage Innovation Funds as part of SBA’s Small Business Investment Company capital investment program. continue reading »

Last-Minute Tax Return Filers: Avoid Common Errors

The Internal Revenue Service today reminded taxpayers to review their tax returns for common errors that could delay the processing of their returns. Here are some ways to avoid common mistakes. continue reading »

Treasury Announces $154M Increase in Small Business Lending in Illinois Banks

Yesterday, the U.S. Department of the Treasury released a report showing that Illinois banks have increased their small business lending by $154.3 million since receiving capital through Small Business Lending Fund (SBLF). continue reading »

Latinos and African Americans Dipping into their 401(k) More than Others to Survive

According to a report by USA Today, Money, Latinos and African Americans dipped into their 401(k) retirement accounts at a higher rate than other demographic. continue reading »

IRS YouTube Videos Offer Last-Minute Help for Taxpayers

The Internal Revenue Service reminds taxpayers that IRS YouTube videos can help them with their taxes before the April 17, 2012, deadline. The IRS channels offer information on a variety of the most frequently asked taxpayer questions at this time of year. continue reading »

OMG! 20-Somethings Stressed by $45,000 in Average Debt

Combine Tech Tools, 'Safety Net' and Time to Increase Savings to Recover, PNC Advises. Twenty-somethings' mounting debt is taking its toll, as 60 percent of the generation who grew up a continue reading »

IRS Has $1 Billion for People Who Have Not Filed a 2008 Income Tax Return

Refunds totaling more than $1 billion may be waiting for one million people who did not file a federal income tax return for 2008, the Internal Revenue Service ann continue reading »

Six Questions to Ask When Shopping for Homeowners Insurance

Know What You Need Coverage for Before Buying or Renewing a Policy. Being an informed consumer means not only reading your homeowners insurance policy closely but also continue reading »

What’s Your FICO Score? Now You Can Find Out on MyFICO.com

FICO has announced the launch of MyFICO.com en Español. For the first time ever, the more than 34 million native Spanish-speakers in the U.S. and Puerto Rico can now access personal credit reports, credit report analysis, their FICO Score and FICO Score analysis in Spanish. continue reading »